Terms & Conditions
Welcome to www.firstadvisorinsurance.com (the "Site"), operated by First Advisor Insurance Brokers Private Limited (hereinafter referred to as "First Advisor Insurance"). First Advisor Insurance provides a convenient platform to buy insurance products from multiple insurance companies. We are a licensed insurance broking company holding a broking license from the Insurance Regulatory and Development Authority (IRDA). Our IRDA Direct Broker (Life & General) License Code is 584.
1. Acceptance of Terms
By using our portal, you agree to the following conditions. Please read and accept all of the terms and conditions outlined in these Terms of Use (ToU) and the Privacy Policy. Use of any functionality on the portal constitutes your acceptance of these terms. If this ToU conflicts with any other documents, the ToU will prevail. If you do not agree to be bound by the ToU and the Privacy Policy, please refrain from using the portal. You should check this page periodically for any updates to the ToU.
2. Changes to Terms
We reserve the right, at our sole discretion, to modify or update these terms at any time without prior notice. Your continued access or use of the Site will signify your acceptance of any changes made to these terms.
3. Accuracy and Reliability
The Site provides access to information primarily related to insurance products and services. To the fullest extent allowed by law, First Advisor Insurance Brokers disclaims liability for the accuracy or reliability of the information and recommendations provided on the Site. It is your responsibility to carefully review the information before making any decisions regarding insurance products. If you are unsure about any product or its terms, we encourage you to seek further advice from First Advisor Insurance or the relevant insurance provider.
4. Usage of Resources
By visiting our website and accessing the resources, services, and tools provided (collectively referred to as "Resources"), you agree to use these Resources only for their intended purposes in accordance with the User Agreement and applicable laws, regulations, and generally accepted online practices.
5. Content Removal
We have the right to remove any content from the Site that we determine, in our judgment, does not comply with the User Agreement or is offensive, harmful, inaccurate, or violates third-party rights. We are not responsible for any delays in removing such content, and by posting such content, you consent to its removal and waive any claims against us.
6. Legal Age
In consideration of using the Site, you confirm that you are of legal age to form a binding contract and are not prohibited from receiving services under Indian laws or the laws of any applicable jurisdiction. You agree to use the Site only for legitimate purchases and will inform others acting on your behalf of the ToU and/or Privacy Policy.
7. User Information
To access certain Resources, you may be required to provide accurate, current, and complete information about yourself (e.g., identification, contact details). You agree that any information you provide will always be correct and up to date.
8. Account Responsibility
You are responsible for maintaining the confidentiality of your account and password and for limiting access to your computer. You agree to take responsibility for all activities that occur under your account or password. We recommend logging out of your account after each session and notifying First Advisor Insurance immediately if you suspect any unauthorized use of your account or security breach.
9. Indemnity
You agree to indemnify and hold harmless First Advisor Insurance Brokers Private Limited, including its directors, officers, employees, agents, and licensors, from any losses, damages, or costs (including legal fees) resulting from any violation of this ToU or failure to meet obligations regarding your account, whether committed by you or another person using your account.
10. Electronic Communications
When you use the Site or send communications to First Advisor Insurance, you are communicating electronically. You consent to receive communications from First Advisor Insurance in electronic form. We may communicate with you via email, phone, or other available means. You agree that all communications, notices, and disclosures provided electronically satisfy any legal requirements that such communications be in writing.
11. Links to Third-Party Websites
The Site or third-party providers may contain links to other websites. Since we have no control over these external websites or resources, you acknowledge and agree that we are not responsible for the availability, content, or materials of such sites, and do not endorse any third-party products or services.
12. Disclaimer of Warranties
By using our website, you acknowledge and agree that all Resources are provided “as is” and “as available,” and we do not represent or warrant that:
- The Resources will meet your needs or requirements.
- The use of the Resources will be uninterrupted, timely, secure, or error-free.
- The information obtained from the Resources will be accurate or reliable.
- Any defects in the operation or functionality of the Resources will be fixed or corrected.
13. Intellectual Property
All content on www.firstadvisorinsurance.in, including text, graphics, logos, images, and code, is the intellectual property of First Advisor Insurance Brokers Private Limited and is protected by applicable copyright and trademark laws. Unauthorized reproduction, distribution, display, or transmission of any content on the Site is strictly prohibited, unless specifically authorized by First Advisor Insurance Brokers.
14. Policy Acceptance
By using this Site, you signify your acceptance of this policy. If you do not agree to this policy, please refrain from using the Site. Your continued use of the Site following any changes to this policy will be deemed your acceptance of the updated policy.
15. Contact Information
I hereby authorize First Advisor Insurance and its representatives to contact me on the provided phone number for my insurance needs. I am aware that this authorization will override any registry under the National Do Not Call (NDNC) list.
If you have any questions or concerns about our Terms of Service, please contact us:
- Email: info@firstadvisorinsurance.com
- Phone: 1800-890-9195
- Address: Office No. #410, A Wing 4th floor, Express Zone, Western Express Highway, Malad East, Mumbai - Maharashtra, 400097
Important Note
Please ensure that you have entered the correct Previous Year Premium (PYP) details and NCB (No Claim Bonus) status. Incorrect information may lead to policy cancellation or claim rejection by the insurance provider.
