Bike Insurance
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Disclaimer: Actual Premium might vary basis your location, age and number of members
What is Bike Insurance?
If you own a bike, you know its value: the thrill of adventure, fun rides with the family, and the convenience of travelling in the local area. Indian households very quickly become attached to their bikes, and to ensure these sentiments are protected, getting bike insurance is very important. Bike Insurance protects your vehicle from the potential risk of damage and ensures that your bike continues to provide memories even after a setback.
Key Features of Bike Insurance
Legal Compliance
The Indian Motor Act 1988 makes it mandatory to purchase third-party insurance for every motor vehicle. Hence third-party bike insurance is necessary to purchase as it fulfils a legal obligation.
Third-Party Liability Coverage
The Third-party liability policy covers the compensation you are obliged to pay for damaging any third person's property or causing injury to a third person by your bike. It also covers the compensation to be paid if the accident caused a disability or death of the victim.
Own Damage Protection
In a Comprehensive Plan or a standalone own damage insurance policy, the risks of your bike getting damaged are covered in the insurance plan. It covers the damages caused by accidents, natural calamities, theft, fire, vandalism, etc.
24x7 Claim Support
Get round-the-clock assistance for claims anytime, anywhere.
Types of Two WheelerInsurance
There are 3 types of bike insurance policy in India and First Advisor offers all of them.
Comprehensive Bike Insurance
The Comprehensive bike insurance policy is a combination of both Standalone and Third-party car insurance. It is the most recommended policy as it protects you from the financial risks of causing damage or injury to a third person or property and covers the damages sustained by your bike as well.
Third Party Bike Insurance
This insurance policy is mandatory for all motor vehicles. The Indian law makes it compulsory for people to purchase third-party bike insurance policies for their bikes. This policy covers the legal obligation to compensate for damages or injuries caused to a third person or property due to an accident by your bike.
Own Damage Bike Insurance
The standalone own-damage policy covers the damages incurred by your vehicle. This policy safeguards your two-wheeler financially as it covers the cost of repair. If your bike gets damaged due to an accident, vandalism, or natural calamities such as earthquakes, floods, and riots, you can file a claim and the insurer will pay for the repair of your bike
How to Buy/Renew Bike Insurance Online?
The process of buying or renewing a Bike insurance online is quite simple and easy. Here's how you can easily do it for your four-wheeler with us.
Fill Your Bike Details
Provide Bike details such as its make, model, etc. to see Bike insurance price offered by insurance providers
Compare Bike Insurance Quotes
Select the plan which fits your budget & requirements best, out of all the available car insurance plans.
Make Payment Online
Pay the policy premium online & get your Bike insurance document delivered instantly to your inbox.
Documents Required for Purchasing a Bike Insurance Policy in India
The following documents are mandatory to purchase a Bike insurance policy:
Govt. authorised Identification Document (Passport/PAN Card/Aadhar Card)
Driving License
Registration Certificate of Vehicle
Passport size photograph
Benefits of Buying or Renewing
Bike Insurance Online
Convenience and Time-Saving: Avoid those lengthy calls with insurance agents and save your time by handling everything on-the-go at your own pace.
24/7 Availability: Renew policies at your convenience anytime, nights, weekends, or holidays without having to wait for business hours.
Easy Comparison: Compare multiple insurers and plans side-by-side, review customer feedback, and choose the policy that suits you best.
Instant Documentation: Receive digital policy documents immediately, eliminating delays in mailing and leaving you protected.
Cost Savings: Online channels often offer lower premiums and exclusive discounts that you don't get when buying through insurance agents.
Secure Payments: Complete transactions easily through a payment method of your choosing.
Renewal Reminders: Get automated alerts for renewals, preventing policy lapses that leave you uninsured.