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A health insurance policy covers your medical expenses for illnesses and injuries including hospitalisation, daycare procedures, ambulance charges, medical care at home, medicine costs, and more. It protects individuals and families from financial burden arising from unexpected medical expenses. Additionally, it helps you save taxes under section 80D of the Income Tax Act, 1961.
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(134 Plans and 22 Companies)
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Sum Insured is the maximum amount of total financial coverage given to you in a single policy year for hospitalisation and medical expenses.
The ratio between the number of claims settled to the number of claims raised in a given year by your insurance provider.
Network hospitals help you in getting cashless treatment conveniently as these hospitals have tie-ups with your insurer.
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Inclusions are the conditions for which you can make a claim, exclusions are the conditions for which you cannot make a claim.
Waiting period refers to the period during which you cannot raise any health insurance claim.
Add-ons are supplements you can choose voluntarily by paying an extra premium at the time of purchase.
There are various kinds of health insurance policies available in the market that you can choose depending on your requirement and budget. Below are the list of the plans for your reference:
Policy that covers a single person in case of hospitalisation and medical bills
Eligibility - Individuals
Policy that covers multiple family members under a single plan
Eligibility - Family (including spouse, parents and children)
Policy that covers individuals above the age of 65 years
Eligibility - Individuals above age of 65 years
Policy covering individuals for expensive treatment of critical illnesses such as cancer
Eligibility - Individuals
Policies that usually covers a group of people within a corporate structure
Eligibility - Group of people such as within a corporate ecosystem
Policies that help individuals, groups, or family to upgrade their plan and provide additional coverage at a certain additional cost
Eligibility - Everyone (individuals, family)
Policies for individuals who are looking at ensuring a cover for accident or death due to accident
Eligibility - Individuals
Policies for individuals/mothers to cover expenses during prenatal, delivery, and post-natal stage
Eligibility - Individuals
Policies for individuals who are seeking coverage from a specific disease like diabetes, hypertension, thyroid, heart, kidney, COVID-19, etc.
Eligibility - Individuals