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A health insurance policy covers your medical expenses for illnesses and injuries including hospitalisation, daycare procedures, ambulance charges, medical care at home, medicine costs, and more.
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Key Highlights
Wide range of Plans & Companies
(134 Plans and 22 Companies)
Free advice to help choose best plan
(Guaranteed assistance with guidance)
24 × 7 Claim Support
(134 Plans and 22 Companies)
1 lakh+ Families insured
(Happy customers)
Flexible payment options
(Easy EMI & payment plans)
What is Health Insurance?
If you own a bike, you know its value: the thrill of adventure, fun rides with the family, and the convenience of travelling in the local area. Indian households very quickly become attached to their bikes, and to ensure these sentiments are protected, getting bike insurance is very important. Bike Insurance protects your vehicle from the potential risk of damage and ensures that your bike continues to provide memories even after a setback.
Choosing a
Health Insurance Plan - Factors to Consider
Sum Insured
Sum Insured is the maximum amount of total financial coverage given to you in a single policy year for hospitalisation and medical expenses.
Claim Settlement Ratio
The ratio between the number of claims settled to the number of claims raised in a given year by your insurance provider.
Network Hospitals
Network hospitals help you in getting cashless treatment conveniently as these hospitals have tie-ups with your insurer.
Know more about Network Hospitals
Inclusions and Exclusions
Inclusions are the conditions for which you can make a claim, exclusions are the conditions for which you cannot make a claim.
Waiting Period
Waiting period refers to the period during which you cannot raise any health insurance claim.
Add-on or Rider Benefits
Add-ons are supplements you can choose voluntarily by paying an extra premium at the time of purchase.
Types of Health Insurance Policies
There are various kinds of health insurance policies available in the market that you can choose depending on your requirement and budget. Below are the list of the plans for your reference:
Individual Health Insurance Plan
Policy that covers a single person in case of hospitalisation and medical bills
Eligibility - Individuals
Family Floater Health Insurance Plan
Policy that covers multiple family members under a single plan
Eligibility - Family (including spouse, parents and children)
Senior Citizen Health Insurance Plan
Policy that covers individuals above the age of 65 years
Eligibility - Individuals above age of 65 years
Critical Illness Insurance Plan
Policy covering individuals for expensive treatment of critical illnesses such as cancer
Eligibility - Individuals
Group Health Insurance Plan
Policies that usually covers a group of people within a corporate structure
Eligibility - Group of people such as within a corporate ecosystem
Top-up Health Insurance Plan
Policies that help individuals, groups, or family to upgrade their plan and provide additional coverage at a certain additional cost
Eligibility - Everyone (individuals, family)
Personal Accident Cover Plan
Policies for individuals who are looking at ensuring a cover for accident or death due to accident
Eligibility - Individuals
Maternity Health Insurance Plan
Policies for individuals/mothers to cover expenses during prenatal, delivery, and post-natal stage
Eligibility - Individuals
Disease Specific Insurance Plan
Policies for individuals who are seeking coverage from a specific disease like diabetes, hypertension, thyroid, heart, kidney, COVID-19, etc.
Eligibility - Individuals