Age
Premiums are generally lower when you buy early because health risks tend to increase with age.
Get high coverage at affordable premiums and secure your loved ones financially in case of uncertainties.
₹1 Crore cover starting at ₹499/month*
Premium shown is indicative and subject to underwriting.
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Term insurance explained
Term insurance is a pure life-protection plan that provides financial support to your nominee if you pass away during the policy term. It can help your family manage living costs, repay liabilities and continue important goals such as a child's education—making it a simple and affordable foundation for long-term financial security.
Common eligibility guidelines for buying a term insurance policy
Insurers consider personal, financial and lifestyle details while calculating your premium.
Premiums are generally lower when you buy early because health risks tend to increase with age.
Your income and financial responsibilities help determine a suitable life-cover amount.
Medical history, smoking and other lifestyle factors can influence pricing and eligibility.
Your profession, education and nature of work may be considered during underwriting.
Term cover is especially useful when other people or financial commitments depend on your income.
Buying early can help you lock in a lower premium for the policy term.
*Illustrative figures only. Actual premiums depend on age, health, lifestyle, cover amount, tenure and insurer underwriting.
Affordable life cover can protect your family's lifestyle and financial plans when they need support the most.
The nominee receives the applicable sum assured if the life insured passes away during the policy term.
A financial safety net helps your family continue important plans even in your absence.
The payout can help manage daily expenses, major goals and outstanding liabilities.
Eligible premiums and payouts may receive tax benefits under prevailing income-tax laws.
Term plans can provide substantial life cover at comparatively affordable premiums.
Choose a cover amount, tenure and optional riders that align with your family's needs.